Operating a small business is a quite challenging venture. Even if you don’t need to manage large amounts of money, you still need to manage your money effectively in order to make sure your venture remains in business and is profitable. Developing a complete budget for a small business, although it may not be as […]

Read More


Ah, college. The most important time of your life – the start of your career in academia, the moment lifelong friendships are formed, romantic relationships begin to take off, and it’s only a few months away. But wait for a second! How are you going to pay for all of these great experiences? Some college […]

Read More


Budgeting is an important part of independent financial well being. Budgeting can be painful and difficult to stick to; it can also be helpful. Most people use budgets for making sure that they can have savings in case of an emergency, to plan retirement and a key to getting them out of debt. Using a […]

Read More


Fact: if you wish to work your way to financial freedom, you must track your spending habits. It is common knowledge that the best route to avoid financial hardships is by monitoring how much money you are spending versus how much money you are bringing in. It’s imperative that you bring in more money than […]

Read More


Back in early 2008 I still lived with my in-laws. Money was no problem and I guess I created this bad spending habit. I was lucky to not pay rent and thus even more spending, and habit building. I and my girlfriend moved out together that summer and we thought it was a cute cheap […]

Read More