Budgeting is an important part of independent financial well being. Budgeting can be painful and difficult to stick to; it can also be helpful. Most people use budgets for making sure that they can have savings in case of an emergency, to plan retirement and a key to getting them out of debt. Using a […]

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Fact: if you wish to work your way to financial freedom, you must track your spending habits. It is common knowledge that the best route to avoid financial hardships is by monitoring how much money you are spending versus how much money you are bringing in. It’s imperative that you bring in more money than […]

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